What Does Medicare Advantage Cover?

The main thing to know is that for most people, out-of-pocket costs will likely be lower with a Medicare Advantage Plan.

With an Advantage plan, you still get Part A and Part B coverage, and some Advantage plans offer additional benefits that Part A and B don’t cover —things like dental, hearing and vision.

When choosing a plan, you can see if the service or services you are interested in are covered BEFORE enrolling in the plan. If you need help doing this, we are Torrance, CA Medicare Advantage agents and are always happy to provide our input after you tell us what you are looking for.

Folks with pre-existing conditions don’t have to worry. You can still join a Medicare Advantage plan if you have a pre-existing condition. An exception to this rule is if you have End-State Renal Disease.

Medicare Advantage vs. Original Medicare

Wondering about the differences between Original Medicare (Part A and Part B) and Medicare Advantage (Part C)?



The main difference is in how you get your coverage. For Original Medicare, you can visit any doctor/hospital that takes part in Medicare. Most hospitals and doctors participate.

On the other hand, Medicare Advantage plans require you to use the plan’s provider network. Most people can expect to pay co-pays when they visit either their primary care doctor or their specialist.

It is important to factor these, and other considerations in to any decision you make regarding your Medicare choices. We know that it is overwhelming at times, and it can seem easy to make the wrong decision if you are not informed.